:root{--ink:#0b1d3a;--gold:#c99a2e;--paper:#f6f4ef;--muted:#58616a;--line:#dcdad2}*{box-sizing:border-box}html{scroll-behavior:smooth;scroll-padding-top:110px}body{margin:0;background:var(--paper);color:var(--ink);font:16px/1.65 Arial,Helvetica,sans-serif}a{color:inherit;text-decoration:none}button,input,select{font:inherit}button,a,input,select,summary{-webkit-tap-highlight-color:transparent}a:focus-visible,button:focus-visible,summary:focus-visible,input:focus-visible,select:focus-visible{outline:3px solid var(--gold);outline-offset:5px}img{display:block;max-width:100%;object-fit:cover}h1,h2,h3,p{margin-top:0}h1,h2{font-family:Georgia,'Times New 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0}.eyebrow{font-size:10px;letter-spacing:2.5px;font-weight:700;color:#84651e;margin-bottom:20px}.hero{position:relative;min-height:540px;background:var(--ink);color:white;display:flex;align-items:center;isolation:isolate}.hero>img{position:absolute;inset:0;width:100%;height:100%;z-index:-2}.hero-shade{position:absolute;inset:0;z-index:-1;background:linear-gradient(90deg,rgba(4,15,26,.86),rgba(4,15,26,.47) 55%,rgba(4,15,26,.10))}.hero-content{width:100%;padding-top:80px;padding-bottom:80px}.hero .eyebrow{color:#e1c17c}.hero-description{font-size:17px;color:#f1f1ed;max-width:555px;line-height:1.8;margin-bottom:32px}.hero h1{max-width:830px}.home-hero{min-height:650px}.home-hero .hero-content{padding-bottom:110px}.actions{display:flex;gap:13px;flex-wrap:wrap}.hero-caption{position:absolute;bottom:28px;left: max(40px,calc((100vw - 1160px)/2));right:max(40px,calc((100vw - 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p{margin:0}.final-cta{background:radial-gradient(ellipse at 90% 80%,#233655,transparent 65%),var(--ink)}footer{background:#131313;color:#ece9e1;padding:55px 0 20px}footer p{color:#aaa;font-size:13px}footer h3{font-size:13px;margin-bottom:20px;color:#d5b266}footer .brands{justify-content:flex-start;margin:-24px 0 10px;gap:14px}footer .top3{width:153px}footer .moria{width:100px}.footer-grid{display:grid;grid-template-columns:1.3fr .8fr 1fr;gap:50px}.footer-grid a:not(.brands){display:block;font-size:13px;margin:8px 0}.footer-bottom{margin-top:40px;padding-top:22px;border-top:1px solid #ffffff1a;display:flex;justify-content:space-between;font-size:10px;color:#aaa}.floating{position:fixed;bottom:24px;right:24px;background:#163c32;color:white;z-index:10;border:1px solid #ffffff50;box-shadow:0 5px 20px #0002;border-radius:40px;padding:12px 19px;font-size:12px;display:flex;gap:9px;align-items:center}.floating span{font-size:20px}.skip{position:fixed;left:12px;top:-90px;padding:10px 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@media(min-width:1500px){.home-hero{min-height:710px}}@media(max-width:1100px){.header-inner{gap:18px;padding:0 25px}nav{gap:20px}.header-cta{display:none}.split{gap:40px}.top3{width:160px}.moria{width:100px}.home-hero{min-height:620px}.card>img{height:210px}}@media(max-width:760px){html{scroll-padding-top:88px}.header-inner{height:85px;padding:0 20px;justify-content:space-between}.brands{gap:12px}.top3{width:144px;height:80px}.moria{width:93px}.brand-divider{height:24px}.menu-toggle{display:block;background:transparent;color:white;border:1px solid #ffffff40;border-radius:3px;padding:8px 12px;font-size:20px}.header-inner nav{display:none;position:absolute;top:85px;left:0;right:0;background:#131313;padding:15px 25px 25px;border-top:1px solid #444;flex-direction:column;align-items:stretch;gap:0}.header-inner nav.open{display:flex}nav a{min-height:48px;font-size:15px}.wrap{padding-left:24px;padding-right:24px}.hero{min-height:500px}.hero-content{padding-top:60px;padding-bottom:65px}.hero h1{font-size:46px;letter-spacing:-1.7px}.hero-description{font-size:15px;max-width:430px}.hero-shade{background:linear-gradient(90deg,#061525df,#06152566)}.home-hero{min-height:640px}.home-hero>img{object-position:62% center}.hero-caption{left:24px;right:24px;font-size:8px;letter-spacing:1px}.hero-caption span{display:none}.hero .eyebrow{font-size:8px;letter-spacing:1.7px}.actions{gap:10px}.actions .button{font-size:12px;padding:14px 18px}.intro-bar{flex-wrap:wrap;justify-content:center;font-size:10px;gap:12px;padding-top:20px;padding-bottom:20px}.intro-bar span:before{margin-right:6px}.section{padding:62px 0}h2{font-size:35px}.section-lead{display:block;margin-bottom:28px}.section-lead .text-link{display:inline-block;margin-top:20px}.cards,.three-col,.split,.insurance-cards{grid-template-columns:1fr}.cards{gap:22px}.card>img{height:260px}.card-body{padding:25px}.card p{min-height:0}.split{gap:30px}.rounded{height:320px}.three-col{gap:18px;margin:30px 0}.three-col article{padding-top:22px}.line-icon{margin-bottom:12px}.steps{grid-template-columns:1fr 1fr;gap:25px}.step-no{font-size:30px;padding-bottom:12px;margin-bottom:16px}.steps h3{font-size:16px}.steps p{font-size:13px}.cta-row{display:block}.cta-row .button{margin-top:25px}.faq summary{font-size:16px}.footer-grid{grid-template-columns:1fr 1fr;gap:30px}.footer-grid>div:first-child{grid-column:1/-1}.footer-bottom{display:block;line-height:2}.footer-bottom a{display:block}.floating{bottom:16px;right:16px;padding:10px 14px}.contact-form{padding:25px}.link-page{padding-top:45px}.link-intro h1{font-size:44px}.link-card{gap:15px;padding-right:15px}.link-card img{width:88px;height:112px}.link-card h2{font-size:18px}.link-card p{font-size:11px}.link-card>span{font-size:20px}.insurance-card img{height:240px}.insurance-card>div{padding:25px}.policy .notice{margin-left:0;margin-right:0}.large{font-size:29px}}
@media(max-width:370px){.header-inner{padding:0 12px}.top3{width:125px}.moria{width:80px}.brands{gap:9px}.hero h1{font-size:40px}.steps{grid-template-columns:1fr}.hero .actions{flex-direction:column}.hero .button{align-self:flex-start}}
@media(prefers-reduced-motion:reduce){html{scroll-behavior:auto}*,*:before,*:after{animation:none!important;transition:none!important;transform:none!important}}

.brands{align-items:center;gap:16px}.brands .top3{width:138px;height:auto;object-fit:contain;flex-shrink:0}.brands .moria{width:120px;height:auto;object-fit:contain;align-self:center}.brand-divider{height:32px}footer .brands{margin:0 0 22px;gap:16px}footer .brands .top3{width:130px}footer .brands .moria{width:112px}@media(max-width:760px){.brands{gap:12px}.brands .top3{width:120px}.brands .moria{width:106px}.brand-divider{height:28px}}@media(max-width:370px){.brands{gap:10px}.brands .top3{width:108px}.brands .moria{width:96px}}

.social-signature{color:#f5f2eb;padding:28px 0 24px}.social-signature .social-kicker{font-size:10px;letter-spacing:2px;font-weight:700;color:#c99a2e;margin:0 0 8px}.social-signature h2{font:400 27px/1.2 Georgia,'Times New Roman',serif;letter-spacing:-.4px;color:#f5f2eb;margin:0 0 20px}.social-signature-grid{display:grid;grid-template-columns:repeat(2,minmax(0,1fr));gap:28px;max-width:690px}.social-signature-link{position:relative;display:grid;grid-template-columns:54px 1fr;align-items:center;gap:14px;min-height:76px;padding:7px 6px 15px;color:#f5f2eb}.social-icon{display:grid;place-items:center;width:50px;height:50px;border-radius:9px;background:#292722;color:#c99a2e;transition:color .25s,filter .25s,transform .25s}.social-icon svg{width:25px;height:25px;fill:none;stroke:currentColor;stroke-width:1.8;stroke-linecap:round;stroke-linejoin:round}.social-icon svg path{fill:currentColor;stroke:none}.social-icon .social-dot{fill:currentColor;stroke:none}.social-copy{display:grid;gap:3px}.social-copy strong{font-size:15px;font-weight:500;color:#f5f2eb}.social-copy small{font-size:11px;letter-spacing:.2px;color:#c9c5bb}.social-rule{position:absolute;left:6px;bottom:4px;width:58%;height:1px;background:#c99a2e;transform-origin:left;transition:width .28s ease,opacity .28s ease;opacity:.8}.social-signature-link:hover .social-icon,.social-signature-link:focus-visible .social-icon{color:#e2b94b;filter:drop-shadow(0 0 7px #c99a2e55);transform:translateY(-1px)}.social-signature-link:hover .social-rule,.social-signature-link:focus-visible .social-rule{width:calc(100% - 12px);opacity:1}.social-signature-link:focus-visible{outline:2px solid #c99a2e;outline-offset:3px}.footer-social .social-signature-grid{margin:0 auto}.footer-social .social-kicker,.footer-social h2{text-align:center}.links-social{margin:36px auto 34px;text-align:center;max-width:660px}.links-social .social-signature-grid{margin:0 auto;text-align:left}.links-social .social-signature-link{border-radius:4px}.links-social h2{font-size:31px}.links-social .social-icon{width:54px;height:54px}.links-social .social-copy strong{font-size:16px}.links-social .social-copy small{font-size:12px}@media(max-width:760px){.social-signature{padding:23px 0 20px}.social-signature-grid{gap:18px}.social-signature-link{grid-template-columns:48px 1fr;gap:10px;min-height:72px}.social-icon{width:46px;height:46px}.social-copy strong{font-size:14px}.links-social{margin:28px auto}.links-social h2{font-size:27px}}@media(max-width:480px){.social-signature-grid{grid-template-columns:1fr;gap:10px;max-width:360px}.social-signature-link{min-height:68px}.footer-social h2,.links-social h2{margin-bottom:14px}.footer-social .social-kicker,.footer-social h2{text-align:left}.footer-social .social-signature-grid{margin-left:0;margin-right:0}.links-social .social-signature-grid{max-width:360px}}@media(prefers-reduced-motion:reduce){.social-icon,.social-rule{transition:none!important}.social-signature-link:hover .social-icon{transform:none;filter:none}}
/* Version 4 — Premium. Editorial redesign deliberately limited to Home. */
header nav a{position:relative;border-bottom-color:transparent!important;transition:color .25s ease,transform .25s ease,text-shadow .25s ease}
header nav a::after{content:"";position:absolute;left:0;right:0;bottom:7px;height:1px;background:#C99A2E;transform:scaleX(0);transform-origin:left;transition:transform .28s ease}
header nav a[aria-current]::after,header nav a:focus-visible::after{transform:scaleX(1)}
header nav a:focus-visible{color:#e0bc67}
@media(hover:hover) and (pointer:fine){header nav a:hover{color:#e0bc67;transform:translateY(-2px);text-shadow:0 3px 12px #c99a2e22}header nav a:hover::after{transform:scaleX(1)}}
.premium-home{--paper:#F5F2EB;background:var(--paper)}
.premium-home .wrap{max-width:1320px;padding-left:60px;padding-right:60px}
.premium-home .section{padding:90px 0}
.premium-home .eyebrow{font-size:10px;letter-spacing:2.8px;display:flex;align-items:center;gap:14px}
.premium-home .eyebrow::before{content:"";display:inline-block;width:30px;height:1px;background:currentColor;flex-shrink:0}
.premium-home h2{font-size:clamp(38px,3.9vw,60px);letter-spacing:-1.9px;line-height:1.08}
.premium-home .home-hero{min-height:690px;max-height:none;overflow:hidden}
.premium-home .home-hero>img{object-position:center 62%;filter:brightness(.94)}
.premium-home .hero-shade{background:linear-gradient(90deg,rgba(5,15,25,.9) 0%,rgba(5,15,25,.65) 46%,rgba(5,15,25,.14) 100%),linear-gradient(0deg,rgba(5,15,25,.40),transparent 45%)}
.premium-home .hero-content{padding-top:85px;padding-bottom:130px}
.premium-home h1{font-size:clamp(48px,5.5vw,84px);max-width:1050px;letter-spacing:-2.8px;line-height:1.05;margin-bottom:30px}
.premium-home h1 em{color:#e7ca85}
.premium-home .hero-description{font-size:17px;line-height:1.8;max-width:550px;color:#e8e9e5}
.premium-home .actions{gap:16px;margin-top:32px}
.premium-home .button{min-height:54px;border-radius:1px;padding:16px 24px;letter-spacing:.15px;transition:transform .25s,box-shadow .25s,background .25s}
.premium-home .hero-caption{left:max(60px,calc((100vw - 1200px)/2));right:max(60px,calc((100vw - 1200px)/2));padding-top:22px;border-top:1px solid #ffffff30;bottom:28px;font-size:9px}
.premium-home .intro-bar{max-width:none;background:#131313;color:#d8d5ce;border-bottom:1px solid #b8913b55;padding:22px max(60px,calc((100vw - 1200px)/2));font-size:11px;letter-spacing:.4px}
.premium-home .home-projects .section-lead{max-width:none;margin-bottom:34px;gap:65px}
.premium-home .home-projects .section-lead p{max-width:610px;font-size:15px}
.premium-home .cards{grid-template-columns:1.12fr 1fr;grid-template-rows:250px 250px;gap:22px}
.premium-home .card{position:relative;min-height:0;border-radius:2px;background:#0b1d3a;color:white;box-shadow:0 12px 30px #0b1d3a13;isolation:isolate;overflow:hidden}
.premium-home .card:first-child{grid-row:span 2}
.premium-home .card>img{position:absolute;width:100%;height:100%;inset:0;z-index:-2;transition:transform .7s cubic-bezier(.2,.6,.2,1);object-position:center}
.premium-home .card::after{content:"";position:absolute;inset:0;background:linear-gradient(0deg,rgba(3,14,25,.96),rgba(3,14,25,.32) 64%,rgba(3,14,25,.04));z-index:-1;pointer-events:none}
.premium-home .card-body{position:absolute;bottom:0;left:0;right:0;padding:30px 34px}
.premium-home .card h3{font:34px/1.2 Georgia,serif;letter-spacing:-.5px;margin:0 0 10px}
.premium-home .card:first-child h3{font-size:43px}
.premium-home .card h3 span{color:#e6c77e;font-size:25px}
.premium-home .card p{color:#e3e6e8;min-height:0;font-size:14px;max-width:350px;margin-bottom:16px}
.premium-home .card .text-link{color:#e6c77e;font-size:11px;font-weight:400}
.premium-home .tag{color:#e8cb86;font-size:10px;letter-spacing:.4px;margin-bottom:10px}
.premium-home .home-protection{background:#eae6dd;color:#0b1d3a;position:relative}
.premium-home .home-protection .eyebrow{color:#84651e}
.premium-home .home-protection .split{gap:65px;align-items:stretch}
.premium-home .home-protection .split>div:last-child{padding:20px 0;display:flex;flex-direction:column;justify-content:center}
.premium-home .home-protection .rounded{height:100%;min-height:470px;border-radius:2px;object-position:45% center;box-shadow:18px 18px 0 #d9d3c7}
.premium-home .home-protection p{color:#58616a}
.premium-home .home-protection .large{font-size:37px;color:#0b1d3a;line-height:1.15;margin-bottom:20px}
.premium-home .home-protection .insurance-list{margin:10px 0 25px}
.premium-home .home-protection .insurance-list a{border-bottom:1px solid #0b1d3a24;color:#89681d;padding:15px 0}
.premium-home .home-protection .insurance-list span{color:#0b1d3a}
.premium-home .home-protection .outline{align-self:flex-start;border-color:#0b1d3a55;color:#0b1d3a;background:transparent}
.premium-home .home-trust{background:#0B1D3A;color:white}
.premium-home .home-trust .eyebrow{color:#d4af58}
.premium-home .home-trust .three-col{gap:45px;margin-top:42px;margin-bottom:30px}
.premium-home .home-trust article{border-top:1px solid #c99a2e6b;padding-top:25px}
.premium-home .home-trust h3{font:26px/1.25 Georgia,serif;max-width:290px}
.premium-home .home-trust p{color:#c1cad5;line-height:1.8}
.premium-home .home-trust .line-icon{color:#d7b465;font-size:31px;margin-bottom:19px}
.premium-home .home-trust .text-link{color:#e4c678}
.premium-home .home-steps{background:#F5F2EB}
.premium-home .home-steps .step-no{font-size:46px;color:#9a7a30;border-color:#b698583d;padding-bottom:20px;margin-bottom:22px}
.premium-home .home-steps .steps{gap:30px}
.premium-home .home-steps .steps h3{font:24px/1.25 Georgia,serif}
.premium-home .home-steps .fine{border-top:1px solid #dcd5c7;padding-top:20px;max-width:820px}
.premium-home .home-faq{padding-top:65px;background:#fff;border-top:1px solid #e2ddd1}
.premium-home .home-faq .wrap{display:grid;grid-template-columns:.9fr 1.1fr;column-gap:80px;align-items:start}
.premium-home .home-faq .eyebrow{grid-column:1;grid-row:1}
.premium-home .home-faq h2{grid-column:1;grid-row:2;margin:5px 0 0;font-size:46px}
.premium-home .home-faq .faq{grid-column:2;grid-row:1/span 3;margin:0}
.premium-home .home-faq .faq details:first-child{padding-top:0}
.premium-home .home-faq summary{font-size:16px;font-weight:500}
.premium-home .home-faq details p{font-size:14px}
.premium-home .final-cta{background:radial-gradient(ellipse at 100% 100%,#1d3250,transparent 60%),#0b1d3a;position:relative;overflow:hidden}
.premium-home .final-cta::after{content:"";position:absolute;right:-200px;top:-240px;width:600px;height:600px;border:1px solid #c99a2e25;border-radius:50%;pointer-events:none}
.premium-home .final-cta .wrap{position:relative;z-index:1}
.premium-home .final-cta h2{max-width:850px;font-size:clamp(42px,4.6vw,66px)}
.premium-home .final-cta .cta-row{padding-top:10px}
@media(hover:hover) and (pointer:fine){.premium-home .card:hover{box-shadow:0 22px 45px #0b1d3a2b}.premium-home .card:hover>img{transform:scale(1.035)}.premium-home .button:hover{box-shadow:0 8px 22px #0002;transform:translateY(-2px)}.premium-home .insurance-list a{transition:padding .25s,color .25s}.premium-home .insurance-list a:hover{padding-left:8px}}
@media(min-width:761px) and (max-width:1050px){.premium-home .wrap{padding-left:40px;padding-right:40px}.premium-home .home-hero{min-height:650px}.premium-home h1{font-size:65px}.premium-home .home-protection .split{gap:40px}.premium-home .home-faq .wrap{column-gap:40px}.premium-home .home-faq h2{font-size:39px}.premium-home .card-body{padding:25px}}
@media(max-width:760px){.premium-home .wrap{padding-left:24px;padding-right:24px}.premium-home .section{padding:60px 0}.premium-home .home-hero{min-height:630px}.premium-home .hero-content{padding-top:65px;padding-bottom:115px}.premium-home h1{font-size:48px;line-height:1.08;letter-spacing:-1.8px}.premium-home h2{font-size:37px;letter-spacing:-1.2px}.premium-home .hero-description{font-size:15px;line-height:1.75}.premium-home .hero .eyebrow{font-size:8px;letter-spacing:1.3px;gap:10px}.premium-home .eyebrow::before{width:20px}.premium-home .hero-caption{left:24px;right:24px;bottom:24px;font-size:8px}.premium-home .actions{gap:12px;margin-top:25px}.premium-home .actions .button{font-size:12px;padding:14px 18px;min-height:50px}.premium-home .intro-bar{padding:20px 24px;gap:14px;justify-content:flex-start;font-size:10px;line-height:1.4}.premium-home .cards{display:grid;grid-template-columns:1fr;grid-template-rows:auto;gap:18px}.premium-home .card,.premium-home .card:first-child{grid-row:auto;min-height:290px}.premium-home .card:first-child{min-height:380px}.premium-home .card-body{padding:26px}.premium-home .card h3{font-size:31px}.premium-home .card:first-child h3{font-size:38px}.premium-home .card p{font-size:13px}.premium-home .home-projects .section-lead{margin-bottom:27px}.premium-home .home-protection .split{gap:34px}.premium-home .home-protection .rounded{height:320px;min-height:0;box-shadow:9px 9px 0 #d9d3c7}.premium-home .home-protection .split>div:last-child{padding:0}.premium-home .home-protection .large{font-size:31px}.premium-home .home-trust .three-col{gap:24px;margin-top:30px}.premium-home .home-trust h3{max-width:none;font-size:25px}.premium-home .home-trust article{padding-top:20px}.premium-home .home-trust .line-icon{margin-bottom:12px}.premium-home .home-steps .steps{gap:25px}.premium-home .home-steps .steps h3{font-size:21px}.premium-home .home-steps .step-no{font-size:37px}.premium-home .home-faq .wrap{display:block}.premium-home .home-faq h2{font-size:37px;margin-bottom:32px}.premium-home .home-faq .faq details:first-child{padding-top:18px;border-top:1px solid #ddd}.premium-home .final-cta h2{font-size:41px}.premium-home .final-cta::after{right:-430px}}
@media(max-width:370px){.premium-home h1{font-size:43px}.premium-home .home-hero{min-height:670px}.premium-home .actions{flex-direction:column}.premium-home .actions .button{align-self:flex-start}}
@media(prefers-reduced-motion:reduce){header nav a,header nav a::after,.premium-home *{animation:none!important;transition:none!important;transform:none!important}}

/* 4.1 — shared institutional footer, keeping both brand sizes unchanged. */
footer{padding-top:62px;padding-bottom:26px}
footer .footer-grid{grid-template-columns:1.1fr .65fr 1.25fr;gap:48px;align-items:start}
footer .brands{display:flex;align-items:center;margin:0 0 25px}
footer h3{font-size:14px;line-height:1.5;margin-bottom:19px;letter-spacing:.2px}
footer p{font-size:14px;line-height:1.8;color:#c1c1bd;margin-bottom:16px}
footer .footer-grid a:not(.brands){font-size:14px;line-height:1.65;margin:10px 0;padding:2px 0}
footer .footer-grid>div:last-child p{max-width:380px}
footer .footer-bottom{margin-top:38px;padding-top:24px;font-size:12px;color:#bdbdb8;gap:24px;align-items:center}
@media(max-width:760px){footer{padding-top:45px;padding-bottom:80px}footer .footer-grid{grid-template-columns:1fr;gap:30px}footer .footer-grid>div:first-child{grid-column:auto}footer .brands{margin-bottom:20px}footer h3{margin-bottom:13px}footer .footer-grid a:not(.brands){min-height:36px;display:flex;align-items:center;margin:5px 0}footer .footer-bottom{margin-top:25px;padding-top:20px;font-size:12px}}

/* 4.2 — responsive opening and WhatsApp touch target, Home only. */
.premium-home .home-hero .hero-description{font-size:17px;max-width:570px;line-height:1.8}
.premium-home .home-hero .actions .button{min-height:52px;font-size:13px}
.premium-home~.floating{min-height:50px;min-width:132px;padding:13px 19px;justify-content:center;box-shadow:0 8px 24px #0003;z-index:30}
.premium-home~.floating span{font-size:21px}
@media(min-width:761px) and (max-width:1050px){.premium-home .home-hero h1{font-size:clamp(54px,6vw,65px);max-width:800px}.premium-home .home-hero .hero-description{font-size:16px;max-width:540px}.premium-home .home-hero .actions{gap:12px}.premium-home .home-hero .actions .button{padding:14px 18px}}
@media(max-width:760px){.premium-home .home-hero{min-height:650px}.premium-home .home-hero .hero-content{padding-top:58px;padding-bottom:125px}.premium-home .home-hero h1{font-size:clamp(43px,11.7vw,48px);line-height:1.08;max-width:600px;letter-spacing:-1.5px}.premium-home .home-hero .hero-description{font-size:16px;line-height:1.7;max-width:500px;margin-bottom:25px}.premium-home .home-hero .actions{gap:11px}.premium-home .home-hero .actions .button{font-size:13px;line-height:1.35;min-height:52px;padding:14px 17px;gap:15px}.premium-home~.floating{right:16px;bottom:calc(14px + env(safe-area-inset-bottom,0px));min-width:136px;min-height:52px;padding:13px 18px;font-size:13px}}
@media(max-width:380px){.premium-home .home-hero .actions{align-items:flex-start;flex-direction:column}.premium-home .home-hero .actions .button{width:auto;max-width:100%}.premium-home .home-hero .hero-content{padding-bottom:135px}}

/* Etapa 5 — refinamento editorial das páginas internas. Home não recebe estas regras. */
main.interior{--paper:#F5F2EB;background:#F5F2EB;color:#0B1D3A}
main.interior .hero{min-height:555px}
main.interior .hero-content{padding-top:88px;padding-bottom:90px}
main.interior .hero h1{font-size:clamp(46px,5vw,72px);max-width:900px;letter-spacing:-2px;line-height:1.07}
main.interior .hero-description{font-size:17px;max-width:590px;line-height:1.8}
main.interior .hero .eyebrow{display:flex;align-items:center;gap:12px;font-size:10px;letter-spacing:2.4px}
main.interior .hero .eyebrow::before{content:"";width:28px;height:1px;background:#d6b55e}
main.interior .hero .button{min-height:52px;padding:15px 23px;border-radius:1px}
main.interior .section{padding:82px 0}
main.interior .section .eyebrow{display:flex;align-items:center;gap:13px;font-size:10px;letter-spacing:2.5px}
main.interior .section .eyebrow::before{content:"";height:1px;width:27px;background:#C99A2E}
main.interior .section h2{font-size:clamp(36px,4vw,56px);letter-spacing:-1.7px;line-height:1.09}
main.interior .readable{font-size:16px;line-height:1.85}
main.interior .fine{font-size:13px;line-height:1.75}
main.interior .section-lead p,main.interior .three-col p,main.interior .steps p{line-height:1.8}
main.interior .cards{gap:20px}
main.interior .card{border-radius:2px;background:#0B1D3A;color:#fff;box-shadow:0 12px 32px #0b1d3a14}
main.interior .card>img{height:270px;transition:transform .7s cubic-bezier(.2,.6,.2,1)}
main.interior .card-body{padding:25px 27px;background:#F5F2EB;color:#0B1D3A}
main.interior .card h3{font:27px/1.2 Georgia,serif}
main.interior .card p{min-height:0;line-height:1.7}
main.interior .card .text-link{display:inline-block;color:#735815;border-bottom-color:#C99A2E}
@media(hover:hover) and (pointer:fine){main.interior .card:hover>img{transform:scale(1.035)}}
main.interior .steps{gap:26px}
main.interior .steps article{border-top:1px solid #c99a2e66;padding-top:18px}
main.interior .steps .step-no{font-size:39px;border-bottom:1px solid #d1c9b8}
main.interior .steps h3{font:23px/1.25 Georgia,serif}
main.interior .three-col{gap:30px}
main.interior .three-col article{border-top:1px solid #c99a2e80;padding-top:23px}
main.interior .three-col article h3{font:24px/1.3 Georgia,serif}
main.interior .faq{max-width:none;margin-top:24px}
main.interior .faq details{border-color:#d4d0c7}
main.interior .faq summary{font-size:16px;line-height:1.55}
main.interior .faq details p{font-size:14px;line-height:1.8}
main.interior .notice{background:#eee8d8;padding:22px 26px;line-height:1.75}
main.interior .final-cta{background:radial-gradient(ellipse at 100% 100%,#1d3250,transparent 60%),#0b1d3a}
main.interior .contact-form{border-radius:2px;box-shadow:0 12px 34px #0b1d3a0d;padding:34px}
main.interior .contact-form h3{font-size:27px}
main.interior .contact-form .fine{font-size:12px}
/* Overview of consortia */
.interior-consorcios .section:nth-of-type(2){background:#0B1D3A;color:#fff}
.interior-consorcios .section:nth-of-type(2) .eyebrow{color:#dfc174}
.interior-consorcios .section:nth-of-type(2) .card-body{background:#0B1D3A;color:#fff;border-top:1px solid #c99a2e75}
.interior-consorcios .section:nth-of-type(2) .card p{color:#c6ced6}
.interior-consorcios .section:nth-of-type(2) .card .text-link{color:#e3c677}
.interior-consorcios .section:nth-of-type(3){background:#ebe7de}
/* Individual consortia pages */
.interior-produto .section:nth-of-type(1) .three-col{margin-top:35px}
.interior-produto .section:nth-of-type(1) .three-col article{background:transparent}
.interior-produto .section:nth-of-type(2){background:#0B1D3A;color:#fff}
.interior-produto .section:nth-of-type(2) .eyebrow{color:#dfc174}
.interior-produto .section:nth-of-type(2) .steps p{color:#c4ccd5}
.interior-produto .section:nth-of-type(2) .steps h3{color:#fff}
.interior-produto .section:nth-of-type(2) .steps .step-no{color:#dfc174;border-color:#ffffff36}
.interior-produto .section:nth-of-type(3){background:#ebe7de}
.interior-produto .section:nth-of-type(4){background:#fff}
.interior-produto .section:nth-of-type(4) .faq{max-width:920px}
.interior-produto .section.soft:last-of-type{background:#ebe7de}
/* Insurance overview: image-led catalogue */
.interior-seguros .section:nth-of-type(1){background:#ebe7de}
.interior-seguros .insurance-cards{grid-template-columns:1fr 1fr;gap:20px}
.interior-seguros .insurance-card{border:0;border-radius:2px;background:#F5F2EB;box-shadow:0 10px 28px #0b1d3a0d}
.interior-seguros .insurance-card img{height:280px;transition:transform .7s cubic-bezier(.2,.6,.2,1)}
.interior-seguros .insurance-card{overflow:hidden}
.interior-seguros .insurance-card>div{padding:25px 28px 30px}
.interior-seguros .insurance-card h3{font:30px Georgia,serif}
.interior-seguros .insurance-card .lead{font-size:21px}
.interior-seguros .insurance-card p{line-height:1.75}
@media(hover:hover) and (pointer:fine){.interior-seguros .insurance-card:hover img{transform:scale(1.025)}}
.interior-seguros .section:nth-of-type(2){background:#0B1D3A;color:#fff}
.interior-seguros .section:nth-of-type(2) p{color:#d3d9df}
.interior-seguros .section:nth-of-type(2) .eyebrow{color:#dfc174}
.interior-seguros .section:nth-of-type(3){background:#F5F2EB}
.interior-seguros .section.soft:last-of-type{background:#ebe7de}
/* About and contact */
.interior-quem-somos .section:nth-of-type(1){background:#F5F2EB}
.interior-quem-somos .section:nth-of-type(1) .about{margin-top:34px;gap:58px}
.interior-quem-somos .section:nth-of-type(1) .about h3{font:28px/1.3 Georgia,serif}
.interior-quem-somos .section:nth-of-type(1) .about p{line-height:1.85}
.interior-quem-somos .section:nth-of-type(2){background:#0B1D3A;color:#fff}
.interior-quem-somos .section:nth-of-type(2) p{color:#ccd3db}
.interior-quem-somos .section:nth-of-type(2) .eyebrow{color:#dfc174}
.interior-contato .section{background:#F5F2EB}
.interior-contato .contact{gap:70px}
.interior-contato .contact>div:first-child{padding:15px 0}
.interior-contato .contact-detail{border-color:#c5b995;padding-top:22px}
.interior-contato .contact-detail>span{font-size:10px;letter-spacing:2px}
.interior-contato .contact-detail>a{font:27px Georgia,serif}
/* Instagram links page */
.interior-links .link-page{min-height:calc(100vh - 100px);padding:66px 24px 76px;background:radial-gradient(ellipse at 50% 0%,#fff 0%,#F5F2EB 58%,#e9e5db 100%)}
.interior-links .link-intro h1{font-size:clamp(46px,6vw,64px);line-height:1.06}
.interior-links .link-cards{max-width:640px;gap:13px}
.interior-links .link-card{background:#fff;border:0;border-left:2px solid #C99A2E;border-radius:2px;box-shadow:0 8px 24px #0b1d3a0d}
.interior-links .link-card img{width:120px;height:108px}
.interior-links .link-card h2{font-size:21px}
.interior-links .link-card p{font-size:13px;line-height:1.6}
.interior-links .link-ending{line-height:1.9}
@media(hover:hover) and (pointer:fine){.interior-links .link-card:hover{box-shadow:0 14px 32px #0b1d3a1c;transform:translateY(-2px)}}
/* Privacy draft: same information, clearer hierarchy only. */
.interior-privacidade .section{background:#F5F2EB}
.interior-privacidade .policy{max-width:850px;margin:30px auto 0}
.interior-privacidade .policy .notice{background:#ebe7de}
.interior-privacidade .policy h2{font:25px/1.35 Georgia,serif;letter-spacing:-.3px;border-bottom:1px solid #c99a2e55;padding-bottom:12px}
.interior-privacidade .policy p{font-size:15px;line-height:1.85}
@media(max-width:1050px){main.interior .wrap{padding-left:36px;padding-right:36px}.interior-contato .contact{gap:38px}}
@media(max-width:760px){main.interior .hero{min-height:490px}main.interior .hero-content{padding:65px 0}main.interior .hero h1{font-size:clamp(40px,10.8vw,50px);letter-spacing:-1.5px}main.interior .hero-description{font-size:16px}main.interior .section{padding:60px 0}main.interior .wrap{padding-left:24px;padding-right:24px}main.interior .cards{grid-template-columns:1fr}.interior-seguros .insurance-cards{grid-template-columns:1fr;gap:17px}.interior-seguros .insurance-card img{height:235px}.interior-seguros .insurance-card>div{padding:23px}.interior-quem-somos .about{gap:30px}.interior-contato .contact{gap:32px}.interior-contato .contact-detail>a{font-size:23px}.interior-produto .section.soft:last-of-type .split{gap:25px}.interior-links .link-page{padding-top:46px}.interior-links .link-card img{width:94px;height:104px}.interior-links .link-card{gap:15px}.interior-links .link-card h2{font-size:19px}.interior-links .link-card p{font-size:12px}.interior-privacidade .policy{padding:0}.interior-privacidade .policy h2{font-size:22px}}
@media(max-width:380px){main.interior .hero .actions{align-items:flex-start;flex-direction:column}main.interior .hero .actions .button{min-height:52px}.interior-links .link-card img{width:82px}.interior-links .link-card{gap:12px;padding-right:14px}}
@media(prefers-reduced-motion:reduce){main.interior *,main.interior *::before,main.interior *::after{scroll-behavior:auto!important;animation:none!important;transition:none!important}}
/* Etapa 5.1 — movimento editorial restrito às páginas internas. */
main.interior:not(.interior-privacidade) .hero{overflow:hidden}
main.interior:not(.interior-privacidade) .hero>img{transform-origin:center;animation:interior-banner-drift 26s ease-in-out infinite alternate;will-change:transform}
main.interior:not(.interior-privacidade) .hero-content{animation:interior-arrive .72s cubic-bezier(.2,.65,.25,1) both}

@keyframes interior-banner-drift{from{transform:scale(1)}to{transform:scale(1.028)}}
@keyframes interior-arrive{from{opacity:0;transform:translateY(12px)}to{opacity:1;transform:translateY(0)}}
@keyframes faq-open{from{opacity:0;transform:translateY(-4px)}to{opacity:1;transform:translateY(0)}}

main.interior[data-motion-ready="true"] .scroll-reveal{opacity:0;transform:translateY(16px);transition:opacity .68s ease,transform .68s cubic-bezier(.2,.65,.25,1);transition-delay:var(--reveal-delay,0ms)}
main.interior[data-motion-ready="true"] .scroll-reveal.is-visible{opacity:1;transform:translateY(0)}

main.interior:not(.interior-privacidade) .button,main.interior:not(.interior-privacidade) .text-link,main.interior:not(.interior-privacidade) .link-card,main.interior:not(.interior-privacidade) .insurance-card{transition:transform .32s cubic-bezier(.2,.65,.25,1),box-shadow .32s ease,color .25s ease,background-color .25s ease}
main.interior:not(.interior-privacidade) .button:hover{transform:translateY(-2px);box-shadow:0 8px 20px #0002}
main.interior:not(.interior-privacidade) .text-link{transition:color .25s ease,border-color .25s ease}
main.interior:not(.interior-privacidade) .text-link:hover{color:#9a741c;border-color:#9a741c}

main.interior:not(.interior-privacidade) .faq details>p{animation:faq-open .28s ease both}
main.interior:not(.interior-privacidade) .faq summary span{display:inline-block;transition:transform .28s ease,color .28s ease}
main.interior:not(.interior-privacidade) .faq details[open] summary span{transform:rotate(45deg);color:#9a741c}

main.interior:not(.interior-privacidade) .split>div:has(>img.rounded){overflow:hidden;border-radius:2px;isolation:isolate}
main.interior:not(.interior-privacidade) .split img.rounded{transition:transform .85s cubic-bezier(.2,.6,.2,1)}
@media(hover:hover) and (pointer:fine){
 main.interior:not(.interior-privacidade) .card:hover,main.interior:not(.interior-privacidade) .insurance-card:hover,main.interior:not(.interior-privacidade) .link-card:hover{transform:translateY(-3px);box-shadow:0 16px 34px #0b1d3a20}
 main.interior:not(.interior-privacidade) .split>div:has(>img.rounded):hover img.rounded{transform:scale(1.025)}
}

/* Compacta apenas o cabeçalho compartilhado no menor breakpoint, preservando a proporção das marcas. */
@media(max-width:370px){
 .header-inner{gap:8px;padding-left:14px;padding-right:14px}
 .brands{gap:7px}
 .brands .top3{width:102px}
 .brands .moria{width:88px}
 .menu-toggle{flex:0 0 auto;padding:7px 10px}
}
.menu-toggle{min-width:44px;min-height:44px}

@media(prefers-reduced-motion:reduce){
 main.interior:not(.interior-privacidade) .hero>img{animation:none;transform:none;will-change:auto}
 main.interior:not(.interior-privacidade) .hero-content{animation:none}
 main.interior[data-motion-ready="true"] .scroll-reveal{opacity:1;transform:none;transition:none}
 main.interior *{scroll-behavior:auto!important;animation:none!important;transition:none!important}
}

.contact-form .lead-form{display:grid;gap:10px}.lead-form .field-grid{display:grid;grid-template-columns:1fr 1fr;gap:16px}.lead-form label{font-size:12px;line-height:1.5}.lead-form label>span:first-child{color:#9a741c}.lead-form .optional,.lead-form .field-help{font-size:11px;font-weight:400;color:#68717a}.lead-form input,.lead-form select,.lead-form textarea{font:14px/1.5 Arial,sans-serif;color:#252b32;background:#fff;border:1px solid #cbc9c1;border-radius:2px}.lead-form textarea{display:block;width:100%;resize:vertical;padding:13px;margin-top:7px}.lead-form input:focus,.lead-form select:focus,.lead-form textarea:focus{outline:3px solid #c99a2e66;border-color:#8b691e}.lead-form .privacy-check{display:flex;align-items:flex-start;gap:10px;font-size:12px;font-weight:400}.lead-form .privacy-check input{width:18px;height:18px;flex:0 0 18px;margin:0}.lead-form .privacy-check a{text-decoration:underline}.lead-form .form-status{padding:12px;border-left:2px solid #c99a2e;background:#f1eee6;font-size:12px!important}.lead-form .pending-submit{width:100%}.lead-form [hidden]{display:none!important}.honeypot{position:absolute;left:-10000px;width:1px;height:1px;overflow:hidden}@media(max-width:600px){.lead-form .field-grid{grid-template-columns:1fr;gap:0}.contact-form{padding:22px!important}}

.area-grid{display:grid;grid-template-columns:1fr 1fr;gap:22px;margin-top:32px}.area-panel{position:relative;min-height:410px;overflow:hidden;background:#0b1d3a;color:#fff;border-radius:4px;isolation:isolate}.area-panel>img{position:absolute;inset:0;z-index:-2;width:100%;height:100%;object-fit:cover;transition:transform .75s cubic-bezier(.2,.7,.2,1)}.area-panel:after{content:'';position:absolute;inset:0;z-index:-1;background:linear-gradient(90deg,#08172ee8,#08172eaa 58%,#08172e39)}.area-copy{padding:48px;max-width:600px}.area-copy .eyebrow{color:#e7ca83}.area-copy h3{font:32px/1.2 Georgia,serif;color:#fff;max-width:440px;margin-bottom:15px}.area-copy p:not(.eyebrow){color:#f3f1eb;max-width:460px;font-size:14px}.area-panel:hover>img{transform:scale(1.035)}.area-panel .button{margin-top:9px}.insurance-title-link{display:inline-flex;align-items:center;gap:10px;color:#0b1d3a}.insurance-title-link span{font:16px Arial,sans-serif;color:#8a681d}.insurance-title-link:hover{color:#755714}.insurance-actions{display:flex;flex-wrap:wrap;gap:22px;align-items:center;margin-top:14px}.insurance-actions .text-button{display:inline-flex;width:auto;min-height:42px;align-items:center;margin:0}.insurance-actions .product-link{color:#233b59}.insurance-actions .button.text-button{color:#71530f}.insurance-card>div h3{margin-bottom:14px}.insurance-card>div>p:not(.lead){color:#46515d;line-height:1.7}.insurance-card:hover{box-shadow:0 15px 34px #0b1d3a15;transform:translateY(-3px);transition:transform .3s,box-shadow .3s}.insurance-card img{transition:transform .7s cubic-bezier(.2,.7,.2,1)}.insurance-card:hover img{transform:scale(1.025)}.coverage-list{display:grid;grid-template-columns:repeat(3,1fr);gap:28px;margin-top:38px}.coverage-list article{border-top:1px solid #c9c3b5;padding-top:20px;display:flex;gap:13px}.coverage-list article>span{font:24px Georgia,serif;color:#a37b20}.coverage-list p{margin:0;font-size:14px;color:#354354}.interior-seguro .hero{min-height:500px}.interior-seguro .hero>img{transform:scale(1.015)}.about-principles{margin-top:0}.home-areas-section .wrap>h2{margin-bottom:20px}
@media(max-width:760px){.area-grid{grid-template-columns:1fr;gap:16px}.area-panel{min-height:360px}.area-copy{padding:30px 26px}.area-copy h3{font-size:28px}.coverage-list{grid-template-columns:1fr;gap:16px}.coverage-list article{padding-top:15px}.insurance-actions{gap:12px}.insurance-actions .text-button{min-height:46px}.footer-grid{align-items:start}.interior-seguro .hero{min-height:480px}}
@media(max-width:370px){.area-panel{min-height:390px}.area-copy{padding:24px 20px}.insurance-actions{align-items:flex-start;flex-direction:column}}
@media(prefers-reduced-motion:reduce){.area-panel>img,.insurance-card img{transition:none!important}}

.simulator-section{background:linear-gradient(135deg,#f6f4ef,#eae7df);scroll-margin-top:122px}.sim-step[data-sim-step="2"]{scroll-margin-top:122px}.simulator-layout{display:grid;grid-template-columns:.8fr 1.2fr;gap:58px;align-items:center}.simulator-intro h2{max-width:480px}.simulator-intro>p:not(.eyebrow){max-width:440px}.simulator-note{display:flex;gap:14px;align-items:flex-start;border-top:1px solid #d4c9ad;padding-top:18px;margin-top:26px;max-width:440px}.simulator-note>span{color:#9a7621;font-size:19px}.simulator-note p{font-size:13px;margin:0}.simulator-card{background:#131313;color:#f5f2eb;border:1px solid #413b2d;border-radius:8px;padding:30px;box-shadow:0 24px 55px #0b1d3a19}.simulator-top{display:flex;justify-content:space-between;align-items:center;gap:15px;font-size:10px;letter-spacing:1.8px;color:#d9b867}.sim-step-label{letter-spacing:.3px;color:#cbc7bd}.sim-step-label b{color:#fff}.sim-progress{height:3px;background:#49443a;margin:16px 0 26px;border-radius:4px;overflow:hidden}.sim-progress i{display:block;width:50%;height:100%;background:#c99a2e;transition:width .3s}.sim-step[hidden]{display:none!important}.sim-step fieldset{border:0;padding:0;margin:0 0 22px}.sim-step legend{font:22px/1.2 Georgia,serif;margin-bottom:14px;color:#fff}.sim-options{display:grid;gap:9px}.sim-products{grid-template-columns:repeat(3,1fr)}.sim-credits{grid-template-columns:repeat(2,1fr)}.sim-choice{min-height:48px;border:1px solid #49443a;border-radius:4px;background:#1d1d1c;color:#eae7df;padding:10px 12px;text-align:left;font-size:13px;cursor:pointer;transition:border-color .2s,background .2s,color .2s}.sim-choice:hover,.sim-choice[aria-pressed="true"]{border-color:#c99a2e;background:#27241e;color:#f3d992}.sim-products .sim-choice{display:flex;flex-direction:column;align-items:flex-start;gap:5px;min-height:72px}.sim-products .sim-choice span{font-size:18px;color:#d9b867}.sim-step fieldset small{display:block;color:#b9b5ab;font-size:11px;margin-top:10px}.sim-next,.sim-submit{width:100%;margin-top:4px;justify-content:space-between}.sim-next:disabled{background:#d8d1c4;color:#4d473b;border:1px solid #a99b78;opacity:1;cursor:not-allowed;transform:none}.sim-summary{background:#1d1d1c;border-left:2px solid #c99a2e;padding:14px 16px;margin-bottom:20px;display:grid;gap:6px}.sim-summary>span{font-size:9px;letter-spacing:1.6px;color:#d9b867}.sim-summary strong{font-size:14px;color:#fff}.sim-back{border:0;background:none;color:#e3c77f;text-align:left;padding:5px 0 0;font-size:12px;cursor:pointer;width:max-content}.sim-step>label,.sim-contact-fields>label{display:block;font-size:12px;color:#e4dfd2;margin:14px 0}.sim-step>label input,.sim-contact-fields>label input{display:block;width:100%;margin-top:7px;background:#f8f6f1;border:1px solid #aaa397;border-radius:3px;padding:13px;color:#171717}.sim-contact-fields{min-width:0;padding:0!important;margin:0 0 12px!important}.sim-contact-fields:disabled{opacity:.66}.sim-privacy{display:flex!important;gap:10px;align-items:flex-start;font-size:11px!important;line-height:1.5;color:#d0ccc3!important}.sim-privacy input{accent-color:#c99a2e;flex:0 0 16px;width:16px;height:16px;margin-top:1px}.sim-privacy a{text-decoration:underline;color:#e6cb86}.sim-contact-note{color:#b9b5ab!important;font-size:12px;line-height:1.55;margin:10px 0}.sim-status{font-size:12px;color:#f1d992!important;margin:12px 0 0}.sim-status:empty{display:none}.sim-submit:disabled{background:#35322c;color:#cfc7b4;border:1px solid #655c46;opacity:1;cursor:not-allowed;transform:none}
@media(max-width:760px){.simulator-section{padding:62px 0}.simulator-layout{grid-template-columns:1fr;gap:25px}.simulator-intro h2{font-size:36px;margin-bottom:18px}.simulator-note{margin-top:18px}.simulator-card{padding:22px 18px}.sim-step legend{font-size:20px}.sim-choice{font-size:12px;padding:10px}.sim-products .sim-choice{min-height:66px}.sim-credits{grid-template-columns:1fr 1fr}}
@media(max-width:370px){.simulator-card{padding:19px 14px}.sim-credits{grid-template-columns:1fr}.sim-products{gap:6px}.sim-products .sim-choice{padding:9px 7px;font-size:11px}}
@media(prefers-reduced-motion:reduce){.sim-progress i,.sim-choice{transition:none!important}}

.interior-seguro-vida .hero>img{object-position:66% center}.interior-seguro-residencial .hero>img{object-position:64% center}@media(max-width:760px){.interior-seguro-vida .hero>img{object-position:66% center}.interior-seguro-residencial .hero>img{object-position:61% center}}

body.simulator-active .floating{opacity:0;pointer-events:none;transform:translateY(12px)}@media(prefers-reduced-motion:reduce){body.simulator-active .floating{transition:none}}